Medicare Part D Notice Reminder
Employers that provide prescription drug coverage must disclose to plan participants (including COBRA participants) who are eligible for
Medicare Part D whether the prescription drug coverage provided under the group health plan is creditable or non-creditable. Employers should send the notices by October 15.
Since it is often difficult for employers to identify all individuals (including dependents) who may be eligible for Medicare, many employers satisfy this requirement by including the notice in enrollment materials or in separate mailings provided to all employees who participate in the plan.
In addition to the annual notification, there are also other times that employers are required to provide this notice. Below is a list of times at
which notice of creditable or non-creditable coverage is required:
- Prior to an individual’s initial enrollment period for Part D,
- Prior to the effective date of coverage for any Medicare-eligible individual that joins the plan,
- Whenever prescription drug coverage ends or changes so that it is no longer creditable or becomes creditable, or
- Upon the request of the individual.